10 Tips For The First Time Home Buyer

1.      Be picky, but don’t be unrealistic. There no perfect home.

2.      Do your homework before you start looking. Decide specifically what features you want in a home and which are most important to you.

3.      Get your finances in order.Review your credit report and be sure you have enough money to cover your down payment and your closing costs.

4.      Don’t wait to get a loan. Talk to a lender and get prequalified for a mortgage before you start looking.

5.      Don’t ask too many people for opinions. It will drive you crazy. Select one or two people to turn to if you feel you need a second opinion. 

6.      Decide when you could move.When is your lease up? Are you allowed to sublet? How tight is the rental market in your area?

7.      Think long-term. Are you looking for a starter house with the idea of moving up in a few years or do you hope to stay in this home longer? This decision may dictate what type of home you’ll buy as well as the type of mortgage terms that suit you best.

8.      Don’t let yourself be “house poor”. If you max yourself out to buy the biggest home you can afford, you’ll have no money left for maintenance or decoration or to save money for other financial goals.

9.      Don’t be naïve. Insist on a home inspection and, if possible, get a warranty from the seller to cover defects within one year.

Get Help. Consider hiring a REALTOR® as a buyer’s representative. Unlike a listing agent, whose first duty is to the seller, a buyer’s representative is working only for you. And often, buyer’s reps are paid out of the seller’s commission payment.

Quiet Noise

It's funny when you sit in a public setting and just take things in.  Society could be and is its own show in itself-who needs TV! Go to a Starbucks, a Panera, or similar location and just take all the conversations in.  You have the eccentric, the loud, the quiet, the gossips, the businessman, the student, and the mothers circle.  Each have their own drama and storyline, whether it be who is getting divorced in the neighborhood, student studying for a big anatomy test, the business professional who thinks they are important as Donald trump-You're Fired!-and make sure everyone around them in involved in their phone conversation.  It is all a show and we should take it in once in awhile.  Use it as a basis of a reality check, sometimes you can get caught up in your own thoughts and drama to not realize you are not the only one.  Stay Positive, Be Positive, Live Positive!

Until next time.....

Keep Grindin!

Keep Grindin'!

Yep that's right I have joined the Blogger world.  Figured why not lets do it!  What you will see in any and all of these posts will be the basics of my life in and out.  Whether it is out on the trail on a run, or in the workplace as a always driving Real Estate Agent.  "Keep Grindin!" is the mantra, keeping it simple and when things get tough-don't want to continue-asking yourself "why the hell am I doing this?" just have to tell yourself KEEP GRINDIN'! DONT STOP.  Always maintaining a positive mindset, even when life deals you the ugly cards..make them work for you...  Hope you enjoy this and if you don't, guess that's the beautiful part of our society..FREEDOM TO EXPRESS, FREEDOM OF SPEECH.

Leave yall with a little quote everytime...Todays?

"Failure is only postponed success as long as courage coaches ambition.  The habit of persistence is the habit of victory."
  -Herbert Kaufman